Financial Adviser – Wealth Management

Tunbridge Wells | Up to £85,000 Basic + Bonus & Benefits | Hybrid Working

Are you an experienced Financial Adviser who enjoys building client relationships but would prefer to spend less time chasing new business and more time providing quality financial advice?

I'm recruiting for an established Wealth Management business in Tunbridge Wells that is looking to appoint an experienced Financial Adviser to help develop its financial planning offering.

This is a little different from a traditional Adviser role. You won't inherit an existing client bank, but you will have access to warm introductions from an established team of Managers who already have strong, long-standing relationships with their clients.

You'll work alongside them, attending joint client meetings, identifying financial planning opportunities and gradually building your own portfolio of clients.

It's an excellent opportunity for someone who enjoys the relationship side of financial advice, has strong technical knowledge and wants to develop a successful client bank without relying on cold calling.

Why Consider This Opportunity?

• Basic salary up to £85,000, depending on experience, with flexibility for exceptional candidates.
• Discretionary bonus linked to individual and business performance.
• Additional earning potential through a new AUM incentive currently being developed.
• Warm client introductions from established Managers.
• No cold calling or expectation to bring an existing client bank.
• Full paraplanning and administration support, allowing you to concentrate on advising clients.
• Hybrid working – typically three days in the office and two from home.
• Excellent benefits, including up to 8% employer pension matching, healthcare benefits, death-in-service cover and 25 days' holiday plus bank holidays.

What Will You Be Doing?

You'll work closely with an established team of Investment Managers, helping their clients with financial planning needs beyond their existing investment portfolios.

Your responsibilities will include:

• Attending joint client meetings and following up warm introductions.
• Providing holistic financial advice covering pensions, investments, retirement planning, protection and estate planning.
• Identifying inheritance tax planning opportunities and advising on appropriate solutions.
• Building long-term relationships with clients and developing your own ongoing client portfolio.
• Working collaboratively with Investment Managers to identify additional financial planning needs.
• Developing professional relationships and contributing to the continued growth of the financial planning offering.

What Experience Will You Need?

I'm looking for an experienced, personable Financial Adviser who is technically strong, commercially aware and comfortable building relationships with both clients and other financial professionals.

Ideally, you'll have:

• A minimum Level 4 Diploma in Financial Planning or equivalent.
• Experience providing holistic regulated financial advice.
• Strong knowledge of pensions, investments and retirement planning.
• Practical experience in inheritance tax and estate planning, including trusts, gifting, whole-of-life protection and Business Relief.
• Confidence advising affluent and high-net-worth clients.
• Excellent communication and relationship-building skills.
• A collaborative approach and the ability to work closely with experienced Investment Managers.
• The ability to work within a restricted advice proposition and utilise an in-house discretionary investment service.

Is This the Right Move for You?

If you're an experienced Financial Adviser who enjoys working with clients but is frustrated by the constant pressure to generate your own leads, this could be a very attractive opportunity.

You'll have the chance to build a substantial, long-term client bank through existing relationships, with the backing of an established business and a dedicated support team.

You don't need to bring clients with you, and you won't be starting from cold leads. What matters is your ability to build trust, recognise financial planning opportunities and turn introductions into lasting client relationships.

If this sounds like the sort of opportunity you'd be interested in exploring, I'd be delighted to have an informal, confidential conversation.

Contact Jo at Financial Divisions