Junior Financial Planner

Near Northwich | £45,000–£60,000, negotiable, plus revenue share and benefits

MBF is working with an established independent financial planning firm to recruit a Junior Financial Planner. This is an opportunity to take responsibility for an existing client bank while developing alongside an experienced Director, with the aim of becoming a fully established Financial Planner within 12–18 months.

The position would suit an Associate Adviser, Trainee Financial Planner or someone early in their advice career who is ready for greater ownership and a clear route forward.

Applications are also welcomed from client-facing Paraplanners who can demonstrate the confidence, relationship skills and initiative to take on Adviser responsibilities from the outset.

An existing client bank

You will be introduced to approximately 30 existing clients as their new Adviser, taking ownership of these relationships with support from the Director. A further 10–20 clients are expected to transfer from the Director’s client bank over the following 12 months.

Alongside your basic salary, you will earn a revenue share from your client bank, giving you additional earning potential as you develop and grow those relationships.

Development alongside the Director

You will work closely with the Director to understand the firm’s proposition, advice process and approach to managing long-term client relationships.

You will also support their work with high-net-worth clients, gaining practical experience through meeting preparation, investment research and attending and contributing to meetings with new and existing clients.

Your responsibilities will include:

• Building relationships with your own clients and understanding their circumstances, priorities and objectives.
• Shadowing the Director and taking an increasingly active role in client meetings.
• Preparing for meetings and undertaking investment research.
• Developing your ability to explain recommendations and lead financial planning conversations.
• Taking on additional clients as they transfer from the Director.
• Identifying advice opportunities and developing the skills to grow your client bank.

The expectation is that, within 12–18 months, you will be managing and building your own client bank with minimal supervision.

About you

You will hold the Level 4 Diploma in Regulated Financial Planning, or equivalent, and have relevant experience within financial planning.

You should already have meaningful exposure to client conversations and be ready to take greater responsibility. The firm is particularly interested in your ability to:

• Build rapport and establish credibility with clients.
• Listen carefully, ask thoughtful questions and explain information clearly.
• Contribute confidently to meetings.
• Take initiative and follow through on commitments.
• Apply feedback and become increasingly independent.
• Develop existing relationships and win new clients.

What’s on offer

• £45,000–£60,000 basic salary, negotiable depending on experience.
• Revenue share from your client bank.
• Approximately 30 existing clients from day one.
• A further 10–20 clients expected over the following 12 months.
• Close mentorship from an experienced Director.
• Exposure to high-net-worth financial planning.
• A clear 12–18-month development pathway.
• Additional benefits.