Mortgage Underwriter - Stafford · £40,000 · Permanent, full time A long-established, member-owned building society is looking for a Mortgage Underwriter to assess residential lending cases with care and good judgement. You'll work in a small, close-knit mortgage team alongside processors and the wider lending function, owning cases from application through to offer and helping keep service levels high for members and brokers. What you'll do Underwrite residential mortgage applications in line with lending policy and your mandate Assess affordability, credit history, income and property risk, making clear, well-reasoned decisions Review valuation reports and work with valuers, brokers and solicitors to resolve queries Handle more complex cases, including self-employed, interest-only, buy-to-let and later-life lending Make sure decisions meet regulatory requirements, including Consumer Duty, responsible lending and fraud prevention Support quality checks and feed into improvements to policy and process Mentor and support colleagues across the mortgage team What you'll bring Experience underwriting residential mortgages, ideally at a building society or smaller lender Sound knowledge of mortgage regulation and responsible lending Strong analytical skills and attention to detail Confidence talking to brokers, solicitors and valuers A practical, member-focused approach to decision-making CeMAP or equivalent is desirable Why apply A key role in a lender that still underwrites with a personal touch Real input into lending decisions and policy A supportive team where your experience is valued To apply, send your CV or contact Jordan Diston at Vivo Talent: (phone number removed) · (url removed)