We are hiring for Commercial Real Estate Business Development Manger role an International bank based in Harrow.

MAIN RESPONSIBILITY:
Origination of Commercial Retail Credit proposals and ensuring successful execution of the transactions being pursued along with related client & introducer relationship management.

Job Responsibility:

• To originate Commercial Real Estate credit proposals up to GBP 20 million and Development finance proposals upto GBP 10 million.

• Develop and build introducer relationships with brokers, accountants, solicitors, valuers and other players to generate leads. Proper database of relationships to be maintained.

• Undertake initial assessment and processing of lending proposals from the network primarily of CRE or Commercial retail Provide a clear rationale for recommending or rejecting applications, prior to submitting to the CBO.

• For shortlisted proposals, submit the same to Credit team for underwriting and support process including presentation of proposals to approving Committee in a timely manner.

• Initial review, assessment, investigation to minimise credit risks associated with loan applications in accordance with the Banks operating policies and procedures. Undertake site visits as required and submit report.
• Responsibility for maintaining the pipeline status for proposals at different stages and following up to ensure that disbursement targets are met.

• Monitoring of market conditions, identifying potential opportunities or problem sectors and making necessary recommendations.

• Ensure the credit decisions are made within regulatory standards and adhere to TCF principles and Customer First standards.

• Design and deliver credit training to branches to ensure full understanding of policies and practices.