Treasury Analyst | Fintech & Digital Banking

Liquidity • IRRBB • Balance Sheet Strategy

A high-growth fintech transforming modern banking infrastructure is looking for a commercially driven Treasury Analyst to join its expanding Treasury function.

This is an opportunity to work in a highly visible role across liquidity, funding, balance sheet optimisation, and IRRBB within a fast-scaling digital banking environment. You’ll partner closely with Treasury, Finance, Risk, FP&A, and Data teams to support strategic decision-making and drive treasury innovation through analytics and automation.

The Role

You’ll play a key role in supporting the firm’s treasury and balance sheet strategy, delivering insight across liquidity risk, funding, hedging, and interest rate risk in the banking book (IRRBB).

Key responsibilities include:

• Managing daily liquidity monitoring, cash positioning, and funding activities
• Supporting ALM and balance sheet management initiatives
• Delivering IRRBB analysis including gap analysis, stress testing, and NII/EVE sensitivity modelling
• Producing treasury MI, forecasting, and regulatory reporting
• Analysing deposit behaviour, product pricing, and funding trends
• Supporting liquidity stress testing, contingency funding planning, and regulatory requirements including LCR and NSFR
• Enhancing treasury analytics, dashboards, and automation using SQL, Python, Power BI, or Tableau
• Collaborating with senior stakeholders across Finance, Risk, and Treasury functions

About You

• Experience within Treasury, ALM, Liquidity Risk, Balance Sheet Management, or Market Risk
• Strong understanding of liquidity management, IRRBB, FTP, and treasury risk frameworks
• Knowledge of Basel III, PRA, and broader regulatory expectations
• Advanced Excel and analytical capabilities
• Exposure to SQL, Python, VBA, or treasury systems preferred
• Commercial mindset with strong communication and stakeholder management skills
• Comfortable operating within a fast-paced fintech or digital banking environment

Why Join?

• High-impact role with exposure to senior leadership and strategic treasury initiatives
• Opportunity to shape treasury capability within a scaling fintech business
• Strong analytical and data-driven culture
• Excellent progression opportunities within a growing organisation
• Competitive salary, bonus, and equity potential
• Flexible hybrid working environment

Ideal Background

This role would suit candidates coming from:

• Banking Treasury
• ALM / Balance Sheet Management
• Liquidity Risk
• Treasury Consulting
• Fintech or Digital Banking Treasury functions
• Market Risk with treasury exposure