Senior Credit Risk Analyst

Salary
£55-£70k

Location + work pattern
London | Hybrid working (Ususally Tuesday-Thursday in the office)

THE COMPANY

• A fast paced, highly data-driven FinTech operating across multiple consumer lending products.
• Established player with a strong market reputation, long-term profitability, and continued international expansion.
• Known for combining commercial thinking with advanced analytics to drive growth.

THE ROLE

This is a broad, commercially focused credit risk role sitting within a core UK product area that is performing strongly. You'll work on a wide range of analytical and strategic projects, partnering closely with senior stakeholders.

Specifically, you can expect to be involved in:

• Developing and optimising credit and lending strategies across the customer lifecycle, with a focus on acquisition.
• Building and refining NPV and pricing models to support commercial decision making.
• Implementing analytical outputs into live credit strategies and policies.
• Delivering wider analysis on customer behaviour, portfolio performance, product growth, and emerging trends.

YOUR SKILLS AND EXPERIENCE

• Strong academic background with a solid grounding in quantitative analysis (Russell Group University with a STEM degree is required)
• Experience within a data-led environment such as FinTech, InsurTech, or another analytically rigorous consumer business.
• Exposure to developing lending strategies or providing insight that informs business or credit decisions.
• Strong SQL capability; experience using Python is advantageous.
• Typically 1-2+ years' relevant experience, with evidence of progression or increased responsibility.

THE BENEFITS

• Competitive base salary within the £55-£70k range.
• Attractive long-term incentive through share options.
• Hybrid working model with a collaborative London office environment.
• Opportunity to work in a high-growth, product focused FinTech with strong career development.

THE PROCESS

• Online analytical case study focusing on numerical and problem solving skills.
• On-site interview including a business case discussion and technical/competency assessment.
• Final office visit with senior stakeholders and the wider team.
• Offer!

HOW TO APPLY

Please register your interest via the apply link on this page.