I’m working with a mid-sized European Bank looking to hire a Credit Officer on a 4-month maternity cover.

Flexible working potentially available – full-time or 3 days per week

This is a great opportunity for a credit professional who enjoys end-to-end involvement in the lending lifecycle — from structuring and underwriting through to documentation and ongoing portfolio management.

The role:

Prepare and assess loan applications, including financial analysis and risk ratio calculations

Manage annual reviews, renewals, extensions, and new lending requests with minimal amendments required by approvers

Draft loan documentation in line with approved terms

Set and monitor credit limits and maintain accurate client credit files

Liaise with solicitors, valuers, and internal stakeholders to progress deals efficiently

Work closely with Relationship Managers, Branch teams, and Risk to deliver credit solutions

Monitor application progress and keep clients informed throughout the process

Produce credit MI and management reporting

Support ongoing risk analysis, customer rating, and internal credit correspondence

What they’re looking for:

Solid understanding of lending procedures and credit processes

Exp of Mortgage lending would be useful.

Experience in loan underwriting, documentation, and credit analysis

Strong stakeholder management and client-facing skills

Good awareness of UK regulatory requirements

Ability to manage multiple cases and deliver high-quality work in a fast-paced environment

If you’re immediately available (or coming available soon) and want to step into a hands-on role with real impact — this could be a great fit.