Credit Risk Manager

Up to £70,000

Hybrid

West Midlands

The Company

We are currently recruiting for a Risk Manager on behalf of one of our leading lending clients. They are a major player in the unsecured lending market and continue to expand their credit risk and portfolio management capabilities. In this role, you will take responsibility for a key credit risk portfolio, using analytics and insight to drive performance and improve strategy.

The Role

As a Risk Manager, you will be:

• Reporting on portfolio performance, risk trends and key insights
• Using SAS/SQL to assess the portfolio, forecasting, and bad-debt exposure.
• Helping shape and develop credit risk strategies across acquisitions, pricing and existing customer management.
• Understanding and interpreting CRA and third-party data to inform strategy decisions.
• Reviewing dashboards, MI and forecasting to identify optimisation opportunities across the portfolio.
• Working with a dedicated data scientist to support modelling inputs and strategic enhancements.

Your Skills and Experience

To be successful as a Risk Manager, you will need:

• Experience in credit risk or portfolio analytics within consumer lending.
• Strong SAS and/or SQL experience
• Ideally experience with Python
• Solid understanding of CRA data, MI and credit risk frameworks.
• Strong stakeholder management and confident communication skills.
• Experience working with portfolio analytics, forecasting and risk controls.

Benefits

Up to £70,000 + benefits package