Senior Risk Analyst

Salary
£47,000-£57,000

Location + work pattern
Solihull (Birmingham) | Hybrid working (3 days per week in the office)

THE COMPANY

• A UK consumer lender backed by a large international financial services group.
• Operates in a fast-moving, product-led environment with strong links to major retail partners.
• Known for combining scale, data access and governance with agile ways of working.

THE ROLE

This is a senior individual contributor role within a credit risk function supporting the launch and ongoing optimisation of a major new consumer finance product. You'll play a key part in shaping acquisition and onboarding strategies while working closely with senior stakeholders across the business.

Specifically, you can expect to be involved in:

• Developing and enhancing acquisition, onboarding and credit policies across unsecured lending products.
• Building and refining scorecards, affordability models, limits and pricing strategies.
• Using bureau, internal and alternative data sources to inform risk decisions.
• Supporting end-to-end strategy delivery across the credit lifecycle, including exposure management and collections.
• Preparing and presenting analysis and recommendations to senior risk forums and committees.

YOUR SKILLS AND EXPERIENCE

• 3+ years' experience within credit risk, analytics or strategy in a consumer lending environment.
• Strong understanding of the UK credit market, ideally within unsecured lending products.
• Experience working with credit data to develop or support scorecards, policies or risk strategies.
• Confident stakeholder communicator, able to explain analytical outputs to non-technical audiences.
• Hands-on experience with SQL and/or SAS, with a willingness to learn new tools such as Python.

THE BENEFITS

• Opportunity to work on a high-impact new product launch with access to large-scale, rich datasets.
• Fast-paced environment where ideas and strategy changes can be implemented quickly.
• Exposure to senior stakeholders and visible contribution to business performance.
• Supportive, collaborative team culture with strong knowledge sharing.
• Competitive salary and benefits package.

THE PROCESS

• Initial short interview focused on role alignment and experience.
• Technical assessment and presentation exercise.
• Final competency-based interview, ideally held onsite.

HOW TO APPLY

Please register your interest via the apply link on this page.