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Financial Advisor

Reed

Financial Adviser – Fully Qualified

Derby | Full-Time | Flexitime

£40,000–£55,000 basic + uncapped commission

Warm client bank from day one

A well-established FCA-authorised financial planning firm in Derby is seeking a fully qualified Financial Adviser to take ownership of a substantial existing client bank. This is a genuine advice role - no cold calling, no self-generation, and no network fees. You will be generating revenue from your first week.

The Package

Salary & Earnings

  • £40,000–£55,000 basic salary, depending on experience
  • Uncapped commission, structured as:
    • 10% on existing ongoing client business
    • 20% on new business initial fees
  • Strong and immediate earning potential from an active client base

Client Bank

  • Will work on an existing client bank
  • Established review opportunities
  • Significant untapped potential across pensions, investments, protection, and mortgages
  • Strong appetite for the adviser to develop household relationships and increase overall client value

Advisers with proven commercial output will find extraordinary earning capacity here.

The Role

You will deliver full-scope regulated financial advice across pensions, investments, protection, and mortgages. The firm’s systems, processes, and support model enable advisers to work efficiently, compliantly, and profitably.

Core responsibilities:

  • Conduct client review meetings and identify advice opportunities
  • Provide holistic financial advice across the full product range
  • Manage cases end-to-end from meeting to implementation
  • Develop new business organically from the existing client base
  • Build long-term, trusted client relationships

As your production grows, the firm will invest in support to protect your capacity and performance.

Work Pattern & Flexibility

Initial working pattern:

  • Office-based (5 days per week)
  • Purpose: full integration, training, cultural alignment, and ensuring consistent quality of output
  • Work-from-home flexibility available, subject to:
    • Performance
    • Adviser confidence
    • Suitability for remote working

Flexitime options apply throughout employment.

Benefits

  • Flexitime
  • Company pension
    • Option for employer contributions into a private pension arrangement by agreement
  • Free on-site parking
  • Casual dress
  • Company events
  • 25 days annual leave allowance + bank holidays
    • Plus additional days for office closure over Christmas (typically 25th–28th December + New Year’s Day)
    • Extra days earned through long service (1 per year)

What You Need

  • Level 4 Diploma in Financial Planning (or equivalent)
  • Competent and authorised to provide regulated advice in the UK
  • Confident with clients and commercially sharp
  • Organised, self-sufficient, and motivated by performance-linked earnings
  • Able to demonstrate:
    • Revenue generated in the last 12 months
    • New business personally introduced
    • Consistent outbound activity (calls, pipeline creation)


If you'd like any more information, or feel that you'd be a good fit for the role, please apply below